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Hartman, Doherty, Rosa, Berman, Bulbulia Attorneys at Law Serving Bergen County & the State of New Jersey.



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Do I need a solicitor for a divorce?

You can only get a divorce if you've been married for at least one year. You might be able to get divorced without needing a solicitor or going to court if you and your ex-partner can agree you both want a divorce, and on the reason why. You'll still have to pay the divorce application fee.

Can I drop my spouse from my health insurance if we are separated?

You can't remove your spouse from your insurance before divorce. The law is quite clear on that. However, after your divorce, you are legally obliged to remove your spouse from your health insurance cover. Only spouses and dependent children are allowed to be included in your insurance coverage.

Can I stay on my husbands car insurance after divorce?

In general, insurance policies will cover only one household, the one where you and your vehicle reside, so you and your ex-spouse cannot keep one policy for the cars that both of you used to insure together when married and living together.

Is it better to be single or divorced for car insurance?

If you're wondering whether there's any benefit to putting yourself down as single or divorced when applying for insurance, there typically isn't. Both are statuses are considered the same when your agent generates a quote. Auto insurance rates can vary due to a number of factors.

Does Divorce Affect Car Insurance?

Divorce does not directly affect your car insurance because you choose the deductible that is right for you. Depending on your financial situation after the divorce, you may find yourself needing to pay a lower premium, which would mean choosing a higher deductible.

Do I have to pay my ex wife health insurance?

The laws regarding health insurance are straightforward, and the answer to this question can be summed up in a single word: “No.” Once divorced, you cannot stay on your ex's health insurance –but your children can and probably should (although who will pay the premiums for them could be a topic of discussion).

Which parent pays for health insurance?

The parent who claims the children on his or her income tax return as dependents is the one required to provide proof of health insurance with the return. Impact: It is generally the custodial parent who claims the children as dependents and the non-custodial parent who is required to pay for the health insurance.

How are medical bills split in a divorce?

Bills are considered part of the marital estate, and consequently debt is divided in a divorce during the division of property stage. Therefore, which ex-spouse is responsible for paying medical bills will largely depend on whether the divorcing couple lives in a community property state or equal distribution state.

How do you determine which insurance is primary and which is secondary?

If you have coverage under a plan from your employer in addition to a spouse's or parent's plan, your own plan will be primary and the other plan will be secondary. This is also true if the additional coverage is with TRICARE or Medicaid, as those plans are always the secondary insurer if you have other coverage.

Does a step parents income affect Medicaid?

Deeming of Income and Resources Medicaid regulations prohibit counting certain income and resources available in determining Medicaid eligibility for the following individuals: Do not consider the income and resources of a step-parent or grandparent as available to a child.

Can I get Medicaid if I'm married but separated?

Medicaid can pursue recovery of assets against a separated spouse even if the spouse were separated from and living apart from the applicant prior to the applicant's institutionalization, although the separated spouse's refusal to divulge income and asset information will not affect the applicant's eligibility.

Do parents count as household income?

Answer: A "household" for purposes of the Affordable Care Act consists of a person filing an income tax return and those for whom he or she claims a personal exemption. Unless that person has dependents, only his or her earnings would be considered in determining the household's income.

Does Medicaid check your tax returns?

Medicaid determines an individual's household based on their plan to file a tax return, regardless of whether or not he or she actual files a return at the end of the year. For each individual applying for coverage, Medicaid looks at whether he or she plans to be: a tax filer.

 


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