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Hartman, Doherty, Rosa, Berman, Bulbulia Attorneys at Law Serving Bergen County & the State of New Jersey.



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How long does it take to get money back from garnishment?

A fair estimate of when to expect to receive the recovered money would be +/- 60 days from the date of filing. If you're dealing with garnishment issues, please call and we can have a strategy session that will give you the information you need to decide what is best for you.

What is a garnishment refund?

It allows federal and state government agencies to collect outstanding debts owed to them by garnishing, or offsetting, your debt with your tax refund. The TOP is the only way your refund can be garnished; private creditors such as credit card companies don't have access to your tax refund.

How much of your tax refund can be garnished?

However, when it does do so, it can collect up to 15% of your disposable income. If your wages are being garnished to recoup a student loan debt, odds are that the debt is not a federal loan but a private loan.

Can a landlord garnish tax refund?

Generally speaking, a private creditor (such as the landlord in this case) cannot garnish your federal tax refunds.

Can landlords garnish your wages?

A landlord can't seek a wage garnishment for unpaid rent or damages without a court order. A lawsuit must be filed with the small claims division of the superior court, and you must be served notice that a court hearing has been scheduled. If the court sides with your landlord, a judgment will be entered against you.

How do you know if your income tax will be garnished?

The IRS provides a toll-free number, (800) 304-3107, to call for information about tax offsets. You can call this number, go through the automated prompts, and see if you have any offsets pending on your social security number.

Can a landlord garnish your bank account?

If the landlord obtained a judgment against you, then yes, landlord can garnish your bank account. If your name wasn't on the lease then you probably shouldn't have been named in the eviction case - but the time to raise that issue...

 


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